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The Bancorp (TBBK) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
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The Bancorp (TBBK - Free Report) reported $148.57 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 24.7%. EPS of $1.15 for the same period compares to $0.95 a year ago.
The reported revenue represents a surprise of +12.76% over the Zacks Consensus Estimate of $131.76 million. With the consensus EPS estimate being $1.13, the EPS surprise was +1.77%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how The Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 40% versus the two-analyst average estimate of 40.6%.
Net Interest Margin: 4.6% versus 4.8% estimated by two analysts on average.
Average Interest-Earning Assets: $8.29 billion versus $8.01 billion estimated by two analysts on average.
Total Non-Interest Income: $54.27 million versus $35.72 million estimated by two analysts on average.
Net Interest Income: $94.30 million compared to the $96.10 million average estimate based on two analysts.
Shares of The Bancorp have returned +5.2% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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The Bancorp (TBBK) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
The Bancorp (TBBK - Free Report) reported $148.57 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 24.7%. EPS of $1.15 for the same period compares to $0.95 a year ago.
The reported revenue represents a surprise of +12.76% over the Zacks Consensus Estimate of $131.76 million. With the consensus EPS estimate being $1.13, the EPS surprise was +1.77%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how The Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 40% versus the two-analyst average estimate of 40.6%.
- Net Interest Margin: 4.6% versus 4.8% estimated by two analysts on average.
- Average Interest-Earning Assets: $8.29 billion versus $8.01 billion estimated by two analysts on average.
- Total Non-Interest Income: $54.27 million versus $35.72 million estimated by two analysts on average.
- Net Interest Income: $94.30 million compared to the $96.10 million average estimate based on two analysts.
View all Key Company Metrics for The Bancorp here>>>Shares of The Bancorp have returned +5.2% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.